{"id":1735,"date":"2024-03-23T17:15:17","date_gmt":"2024-03-23T10:15:17","guid":{"rendered":"https:\/\/tienoi.com.vn\/?p=1735"},"modified":"2024-03-23T17:37:49","modified_gmt":"2024-03-23T10:37:49","slug":"vay-tien-bang-so-bao-hiem-xa-hoi-loi-ich-hay-tai-hoa","status":"publish","type":"post","link":"https:\/\/tienoi.com.vn\/vay-tien-bang-so-bao-hiem-xa-hoi-loi-ich-hay-tai-hoa\/","title":{"rendered":"Vay Ti\u1ec1n B\u1eb1ng S\u1ed5 B\u1ea3o Hi\u1ec3m X\u00e3 H\u1ed9i, L\u1ee3i \u00cdch Hay Tai H\u1ecda?"},"content":{"rendered":"
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B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) hi\u1ec7n nay \u0111ang tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng t\u00e0i s\u1ea3n c\u1ea7m c\u1ed1 ph\u1ed5 bi\u1ebfn m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng, v\u1eady h\u00ecnh th\u1ee9c vay n\u00e0y c\u00f3 \u01b0u nh\u01b0\u1ee3c \u0111i\u1ec3m g\u00ec, b\u1ea1n c\u00f3 n\u00ean vay ti\u1ec1n qua h\u00ecnh th\u1ee9c n\u00e0y hay kh\u00f4ng?<\/p>\n\n\n\n

Kh\u00e1i ni\u1ec7m vay ti\u1ec1n b\u1eb1ng s\u1ed5 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/h2>\n\n\n\n

Vay ti\u1ec1n b\u1eb1ng s\u1ed5 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i l\u00e0 h\u00ecnh th\u1ee9c vay t\u00edn ch\u1ea5p<\/a> m\u00e0 ng\u01b0\u1eddi \u0111i vay s\u1ebd d\u00f9ng s\u1ed5 bhxh c\u1ee7a m\u00ecnh \u0111\u1ec3 \u0111\u0103ng k\u00fd kho\u1ea3n vay. Ng\u01b0\u1eddi cho vay s\u1ebd d\u00f9ng bhxh c\u1ee7a b\u1ea1n \u0111\u1ec3 l\u00e0m c\u0103n c\u1ee9 x\u00e9t duy\u1ec7t kho\u1ea3n vay.<\/p>\n\n\n\n

H\u00ecnh th\u1ee9c vay n\u00e0y mang r\u1ee7i ro kh\u00e1 l\u1edbn, v\u00ec th\u1ef1c t\u1ebf, ng\u01b0\u1eddi gi\u1eef s\u1ed5 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n c\u0169ng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c l\u1ee3i g\u00ec, v\u00ec n\u00f3 kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb quy \u0111\u1ed5i ra ti\u1ec1n m\u1eb7t, v\u00ec v\u1eady, kh\u00f4ng c\u00f3 ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u00e0o \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c vay n\u00e0y.<\/p>\n\n\n\n

Th\u01b0\u1eddng \u1edf ti\u1ec7m c\u1ea7m \u0111\u1ed3 c\u00f3 th\u1ec3 cho b\u1ea1n vay theo c\u00e1ch n\u00e0y.<\/p>\n\n\n\n

\"vay<\/figure>\n\n<\/div>\n\n
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H\u1ea1n m\u1ee9c khi vay ti\u1ec1n b\u1eb1ng s\u1ed5 BHXH<\/h2>\n\n\n\n

B\u00ean cho vay s\u1ebd x\u00e1c minh th\u1eddi gian b\u1ea1n \u0111\u00f3ng bhxh l\u00e0 bao l\u00e2u, \u0111\u00f3ng \u1edf m\u1ee9c n\u00e0o v\u00e0 t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, s\u1ed1 ti\u1ec1n b\u1ea1n s\u1ebd nh\u1eadn t\u1eeb bhxh l\u00e0 bao nhi\u00eau, tuy nhi\u00ean, h\u00ecnh th\u1ee9c n\u00e0y v\u1eabn kh\u00e1 r\u1ee7i ro, n\u00ean th\u01b0\u1eddng h\u1ea1n m\u1ee9c \u0111\u01b0\u1ee3c vay s\u1ebd giao \u0111\u1ed9ng t\u1eeb 5 \u2013 15 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n\n\n\n

V\u00e0, ngo\u00e0i vi\u1ec7c gi\u1eef s\u1ed5 bhxh c\u1ee7a b\u1ea1n, \u0111\u01a1n v\u1ecb c\u1ea7m \u0111\u1ed3 c\u0169ng s\u1ebd x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c khu v\u1ef1c, v\u1ecb tr\u00ed n\u01a1i b\u1ea1n sinh s\u1ed1ng \u0111\u1ec3 ti\u1ec7n cho vi\u1ec7c \u0111\u00f2i n\u1ee3.<\/p>\n\n\n\n

C\u0103n b\u1ea3n h\u1ecd kh\u00f4ng \u0111\u01b0\u1ee3c l\u1ee3i g\u00ec khi gi\u1eef s\u1ed5 bhxh c\u1ee7a b\u1ea1n, n\u00f3 ch\u1ec9 n\u1eb1m \u1edf ni\u1ec1m tin r\u1eb1ng b\u1ea1n s\u1ebd kh\u00f4ng v\u00ec s\u1ed1 n\u1ee3 5 \u2013 10 tri\u1ec7u m\u00e0 b\u1ecf s\u1ed5 bhxh c\u00f3 gi\u00e1 tr\u1ecb v\u00e0i ch\u1ee5c tri\u1ec7u n\u1ebfu b\u1ea1n th\u1ef1c hi\u1ec7n r\u00fat 1 l\u1ea7n.<\/p>\n\n\n\n

Xem th\u00eam:<\/strong> Vay T\u00edn Ch\u1ea5p Kh\u00f4ng C\u1ea7n B\u1ea3o Hi\u1ec3m Y T\u1ebf<\/a><\/p>\n\n<\/div>\n\n

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\u01afu \u0111i\u1ec3m khi vay ti\u1ec1n b\u1eb1ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/h2>\n\n\n\n

Nhi\u1ec1u ng\u01b0\u1eddi t\u00ecm \u0111\u1ebfn h\u00ecnh th\u1ee9c vay ti\u1ec1n b\u1eb1ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00ec nh\u1eefng \u01b0u \u0111i\u1ec3m nh\u01b0 sau:<\/p>\n\n\n\n