{"id":1972,"date":"2024-03-28T23:02:41","date_gmt":"2024-03-28T16:02:41","guid":{"rendered":"https:\/\/tienoi.com.vn\/?p=1972"},"modified":"2024-03-29T08:12:23","modified_gmt":"2024-03-29T01:12:23","slug":"the-ghi-no-va-the-tin-dung","status":"publish","type":"post","link":"https:\/\/tienoi.com.vn\/the-ghi-no-va-the-tin-dung\/","title":{"rendered":"Th\u1ebb Ghi N\u1ee3 & Th\u1ebb T\u00edn D\u1ee5ng: N\u00ean S\u1eed D\u1ee5ng Th\u1ebb N\u00e0o?"},"content":{"rendered":"
\n\n

B\u1ea1n th\u1eafc m\u1eafc v\u1ec1 th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng<\/strong> c\u00f3 nh\u1eefng \u0111i\u1ec3m gi\u1ed1ng v\u00e0 kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n\n\n\n

L\u00fac n\u00e0o n\u00ean s\u1eed d\u1ee5ng lo\u1ea1i th\u1ebb n\u00e0o? Nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn c\u00f2n m\u01a1 m\u00e0ng v\u1ec1 kh\u00e1i ni\u1ec7m c\u0169ng nh\u01b0 c\u00e1ch d\u00f9ng 2 lo\u1ea1i th\u1ebb n\u00e0y.<\/p>\n\n\n\n

C\u00f9ng nhau \u0111\u1ecdc h\u1ebft b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/p>\n\n\n\n

\"th\u1ebb<\/figure>\n\n\n\n

\u0110i\u1ec3m gi\u1ed1ng nhau c\u1ee7a th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?<\/h2>\n\n\n\n

V\u1ec1 v\u1ebb b\u1ec1 ngo\u00e0i, hai th\u1ebb tr\u00f4ng gi\u1ed1ng h\u1ec7t nhau. C\u1ea3 hai \u0111\u1ec1u c\u00f3 s\u1ed1 th\u1ebb g\u1ed3m 16 ch\u1eef s\u1ed1 v\u00e0 ng\u00e0y h\u1ebft h\u1ea1n \u1edf m\u1eb7t tr\u01b0\u1edbc. V\u1edbi nh\u1eefng \u0111i\u1ec3m t\u01b0\u01a1ng \u0111\u1ed3ng n\u00e0y, r\u1ea5t d\u1ec5 b\u1ecb nh\u1ea7m l\u1eabn v\u1ec1 c\u00f4ng d\u1ee5ng ch\u00ednh c\u1ee7a ch\u00fang.<\/p>\n\n\n\n

Khi n\u00f3i \u0111\u1ebfn giao d\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u1ea3 hai th\u1ebb \u0111\u1ec3 mua h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 tr\u1ef1c ti\u1ebfp.<\/p>\n\n\n\n

B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u1ea3 hai th\u1ebb \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t t\u1eeb m\u00e1y ATM. Tuy nhi\u00ean, b\u1ea1n ph\u1ea3i l\u01b0u \u00fd r\u1eb1ng vi\u1ec7c r\u00fat ti\u1ec1n m\u1eb7t b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n ho\u1ea1t \u0111\u1ed9ng theo nguy\u00ean l\u00fd kh\u00e1c, v\u00e0 m\u1ea5t nhi\u1ec1u chi ph\u00ed h\u01a1n.<\/p>\n\n<\/div>\n\n

\n\n

S\u1ef1 kh\u00e1c nhau gi\u1eefa th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3 l\u00e0 g\u00ec?<\/h2>\n\n\n\n

S\u1ef1 kh\u00e1c bi\u1ec7t ch\u00ednh gi\u1eefa th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng<\/a> n\u1eb1m \u1edf ngu\u1ed3n ti\u1ec1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n.<\/p>\n\n\n\n

\u2611\ufe0f S\u1eed d\u1ee5ng th\u1ebb ghi n\u1ee3 bao g\u1ed3m vi\u1ec7c l\u1ea5y ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c ti\u1ec1n m\u1eb7c \u0111\u1ecbnh trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n \u0111\u1ec3 thanh to\u00e1n cho m\u1ed9t giao d\u1ecbch mua h\u00e0ng.<\/p>\n\n\n\n

B\u1ea1n c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c mua h\u00e0ng ho\u1eb7c thanh to\u00e1n mi\u1ec5n l\u00e0 b\u1ea1n c\u00f2n \u0111\u1ee7 s\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n, ho\u1eb7c khi b\u1ea1n s\u1eed d\u1ee5ng ch\u1ea1m m\u1ed1c gi\u1edbi h\u1ea1n chi ti\u00eau trong ng\u00e0y.<\/p>\n\n\n\n

\u2611\ufe0f M\u1eb7t kh\u00e1c, s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng c\u00f3 ngh\u0129a l\u00e0 vay ti\u1ec1n t\u1eeb ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u00e1t h\u00e0nh c\u1ee7a b\u1ea1n \u0111\u1ec3 thanh to\u00e1n cho giao d\u1ecbch mua c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

T\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea1n c\u00f3 th\u1ec3 chi ti\u00eau l\u00e0 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. V\u00e0 v\u00ec \u0111\u00f3 l\u00e0 l\u00e0 m\u1ed9t kho\u1ea3n vay, b\u1ea1n s\u1ebd ph\u1ea3i tr\u1ea3 l\u1ea1i nh\u1eefng g\u00ec b\u1ea1n n\u1ee3 v\u00e0o ng\u00e0y \u0111\u1ebfn h\u1ea1n, n\u1ebfu kh\u00f4ng s\u1ebd b\u1ecb t\u00ednh l\u00e3i.<\/p>\n\n\n\n

T\u1ed5ng qua s\u1ef1 kh\u00e1c nhau c\u1ee7a th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng:<\/h3>\n\n\n\n
T\u00cdNH N\u0102NG<\/th>TH\u1eba GHI N\u1ee2<\/th>TH\u1eba T\u00cdN D\u1ee4NG<\/th><\/tr>
C\u00f4ng d\u1ee5ng ch\u00ednh<\/td>Cho ph\u00e9p b\u1ea1n mua h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 tr\u1ef1c ti\u1ebfp. T\u00f9y thu\u1ed9c v\u00e0o c\u00f4ng ty ph\u00e1t h\u00e0nh, vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb c\u00f3 th\u1ec3 b\u1ecb gi\u1edbi h\u1ea1n trong ph\u1ea1m vi qu\u1ed1c gia n\u01a1i th\u1ebb \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh.<\/td>Cho ph\u00e9p b\u1ea1n mua h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 tr\u1ef1c ti\u1ebfp. V\u00ec h\u1ea7u h\u1ebft c\u00e1c th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec1u \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n c\u1ea7u, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng ch\u00fang \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/td><\/tr>
Ngu\u1ed3n ti\u1ec1n<\/td>Ti\u1ec1n \u0111\u01b0\u1ee3c tr\u1eeb tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n trong ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n.<\/td>Ti\u1ec1n \u0111\u01b0\u1ee3c vay t\u1eeb ng\u00e2n h\u00e0ng ho\u1eb7c c\u00f4ng ty ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng.<\/td><\/tr>
L\u00e3i su\u1ea5t<\/td>Kh\u00f4ng \u00e1p d\u1ee5ng<\/td>L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng khi b\u1ea1n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n m\u1eb7t.<\/td><\/tr>
Gi\u1edbi h\u1ea1n chi ti\u00eau<\/td>S\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ed1 ti\u1ec1n trong t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n<\/td>S\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a th\u1ebb c\u1ee7a b\u1ea1n<\/td><\/tr>
R\u00fat ti\u1ec1n m\u1eb7t<\/td>Cho ph\u00e9p. Vi\u1ec7c truy v\u1ea5n s\u1ed1 d\u01b0 v\u00e0 r\u00fat ti\u1ec1n \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed ho\u1eb7c t\u00ednh ph\u00ed t\u00f9y ng\u00e2n h\u00e0ng, ch\u1ec9 t\u1eeb 1000 \u0111\u1ebfn 3000 VN\u0110<\/td>Cho ph\u00e9p. Nh\u01b0ng b\u1ea1n c\u1ea7n ph\u1ea3i tr\u1ea3 ph\u00ed \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n m\u1eb7t, t\u01b0\u01a1ng \u1ee9ng v\u1edbi % s\u1ed1 ti\u1ec1n b\u1ea1n r\u00fat. B\u1ea1n c\u0169ng c\u1ea7n ph\u1ea3i tr\u1ea3 l\u00e3i h\u00e0ng th\u00e1ng, v\u00ec ti\u1ec1n m\u1eb7t \u0111\u01b0\u1ee3c vay theo h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/td><\/tr>
Ph\u00ed ph\u1ee5 thu<\/td>Ngo\u00e0i c\u00e1c lo\u1ea1i ph\u00ed c\u01a1 b\u1ea3n khi s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng nh\u01b0: ph\u00ed th\u01b0\u1eddng n\u00ean ( th\u01b0\u1eddng l\u00e0 100k\/n\u0103m), ph\u00ed r\u00fat ti\u1ec1n c\u00f3 ho\u1eb7c kh\u00f4ng ( 1,000 \u0111\u1ebfn 3,000), ph\u00ed r\u00fat ti\u1ec1n ( c\u00f3 ho\u1eb7c kh\u00f4ng t\u00f9y ng\u00e2n h\u00e0ng) th\u00ec b\u1ea1n kh\u00f4ng b\u1ecb ph\u00e1t sinh th\u00eam ph\u00ed g\u00ec<\/td>T\u00f9y thu\u1ed9c v\u00e0o th\u1ebb c\u1ee7a b\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i tr\u1ea3 c\u00e1c kho\u1ea3n sau: ph\u00ed th\u01b0\u1eddng ni\u00ean ( th\u01b0\u1eddng 300k\/n\u0103m), ph\u00ed giao d\u1ecbch n\u01b0\u1edbc ngo\u00e0i, ph\u00ed thanh to\u00e1n ch\u1eadm, ph\u00ed chuy\u1ec3n kho\u1ea3n.<\/td><\/tr>
\u0110\u1eb7c quy\u1ec1n khi s\u1eed d\u1ee5ng<\/td>Th\u00f4ng th\u01b0\u1eddng, ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 khi mua h\u00e0ng ho\u1eb7c d\u00f9ng d\u1ecbch v\u1ee5 t\u1eeb c\u00e1c c\u1eeda h\u00e0ng c\u00f3 li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng b\u1ea1n \u0111ang s\u1eed d\u1ee5ng.<\/td>T\u00f9y thu\u1ed9c v\u00e0o c\u00f4ng ty ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng v\u00e0 c\u00e1c c\u1eeda h\u00e0ng \u0111\u1ed1i t\u00e1c, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c \u01b0u \u0111\u00e3i sau: chi\u1ebft kh\u1ea5u, ho\u00e0n ti\u1ec1n, gi\u1ea3m gi\u00e1, d\u1eb7m bay, \u0111i\u1ec3m t\u00edch l\u0169y, b\u1ea3o hi\u1ec3m du l\u1ecbch, phi\u1ebfu qu\u00e0 t\u1eb7ng, mi\u1ec5n ph\u00ed v\u1eadn chuy\u1ec3n \/ giao h\u00e0ng,\u2026 V\u00ec th\u1ebb t\u00edn d\u1ee5ng khuy\u1ebfn kh\u00edch ti\u00eau d\u00f9ng n\u00ean c\u00f3 nhi\u1ec1u \u01b0u \u0111\u00e3i.<\/td><\/tr>
Ki\u1ec3m so\u00e1t chi ti\u00eau<\/td>C\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t chi ti\u00eau, b\u1ea1n c\u00f3 th\u1ec3 ti\u00eau v\u1eeba \u0111\u1ee7 s\u1ed1 ti\u1ec1n b\u1ea1n c\u00f3<\/td>Kh\u00f3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c h\u00e0nh vi ti\u00eau d\u00f9ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div>\n\n
\n\n

C\u00f4ng d\u1ee5ng n\u1ed5i b\u1eadt c\u1ee7a th\u1ebb ghi n\u1ee3 so v\u1edbi th\u1ebb t\u00edn d\u1ee5ng<\/h2>\n\n\n\n

Ngo\u00e0i s\u1ef1 gi\u1ed1ng nhau nh\u01b0 tr\u00ean, c\u1ea3 2 lo\u1ea1i th\u1ebb \u0111\u1ec1u thu\u1eadn ti\u1ec7n thanh to\u00e1n trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p. Th\u00ec \u0111i\u1ec3m n\u1ed5i b\u1eadt c\u1ee7a th\u1ebb ghi n\u1ee3 l\u00e0:<\/p>\n\n\n\n

\u2714\ufe0f Ki\u1ec3m so\u00e1t chi ti\u00eau<\/h3>\n\n\n\n

C\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd ch\u1ec9 ti\u00eau s\u1ed1 ti\u1ec1n m\u00e0 b\u1ea1n c\u00f3, v\u1eeba ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c chi ti\u00eau m\u00e0 kh\u00f4ng ph\u1ea3i t\u1ed1n c\u00e1c chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft nh\u01b0: ph\u00ed tr\u1ec5 h\u1ea1n thanh to\u00e1n, ph\u00ed th\u01b0\u1eddng ni\u00ean cao,\u2026<\/p>\n\n\n\n

\u2714\ufe0f R\u00fat ti\u1ec1n tho\u1ea3i m\u00e1i<\/h3>\n\n\n\n

C\u0169ng l\u00e0 1 thao t\u00e1c nh\u1eadn ti\u1ec1n m\u1eb7t<\/a>, tuy nhi\u00ean, th\u1ebb ghi n\u1ee3 g\u1ecdi l\u00e0 r\u00fat ti\u1ec1n, c\u00f2n th\u1ebb t\u00edn d\u1ee5ng g\u1ecdi l\u00e0 \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n<\/a>.<\/p>\n\n\n\n

V\u00ec trong th\u1ebb ghi n\u1ee3 l\u00e0 ti\u1ec1n c\u1ee7a b\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 t\u00f9y \u00fd s\u1eed d\u1ee5ng, m\u1ed7i l\u1ea7n r\u00fat ti\u1ec1n b\u1ea1n ch\u1ec9 t\u1ed1n v\u00e0i ngh\u00ecn cho d\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n

C\u00f2n \u0111\u1ed1i v\u1edbi th\u1ebb t\u00edn d\u1ee5ng, b\u1ea1n \u0111ang \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n m\u01b0\u1ee3n t\u1eeb ng\u00e2n h\u00e0ng, b\u1ea1n s\u1ebd b\u1ecb t\u00ednh ph\u00ed r\u00fat ti\u1ec1n r\u1ea5t cao, ph\u00ed n\u00e0y t\u00ednh b\u1eb1ng % s\u1ed1 ti\u1ec1n b\u1ea1n r\u00fat ra, ngo\u00e0i ra, ngay th\u1eddi \u0111i\u1ec3m nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n, s\u1ed1 ti\u1ec1n \u0111\u00f3 \u0111\u00e3 b\u1eaft \u0111\u1ea7u t\u00ednh l\u00e3i su\u1ea5t.<\/p>\n\n\n\n

Xem th\u00eam:<\/strong> 7 \u0110i\u1ec1u B\u1ea1n Ph\u1ea3i Bi\u1ebft Tr\u01b0\u1edbc Khi \u0110\u0103ng K\u00fd Th\u1ebb T\u00edn D\u1ee5ng<\/a><\/p>\n\n<\/div>\n\n

\n\n

C\u00f4ng d\u1ee5ng n\u1ed5i b\u1eadt c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng<\/h2>\n\n\n\n

Th\u1ebb t\u00edn d\u1ee5ng c\u0169ng c\u00f3 nhi\u1ec1u \u01b0u \u0111i\u1ec3m n\u1ed5i b\u1eadt m\u00e0 hi\u1ec7n nay nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng:<\/p>\n\n\n\n

\"th\u1ebb<\/figure>\n\n\n\n

\u2714\ufe0f X\u00e2y d\u1ef1ng l\u1ecbch s\u1eed t\u00edn d\u1ee5ng<\/h3>\n\n\n\n

\u0110\u1eb7c bi\u1ec7t n\u1ebfu b\u1ea1n ch\u01b0a t\u1eebng c\u00f3 th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c kho\u1ea3n vay, b\u1ea1n c\u1ea7n t\u00edch c\u1ef1c tr\u1ea3 \u0111\u00fang h\u1ea1n kho\u1ea3n thanh to\u00e1n \u0111\u1ec3 c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho c\u00e1c kho\u1ea3n vay v\u00e0 th\u1ebb t\u00edn d\u1ee5ng trong t\u01b0\u01a1ng lai. \u0110\u00e2y l\u00e0 c\u00e1ch \u0111\u1ec3 b\u1ea1n x\u00e2y d\u1ef1ng l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t cho b\u1ea1n.<\/p>\n\n\n\n

S\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m l\u00e0 m\u1ed9t c\u00e1ch tuy\u1ec7t v\u1eddi \u0111\u1ec3 n\u00e2ng cao \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n v\u00e0 l\u00e0m cho b\u1ea1n tr\u1edf n\u00ean \u0111\u00e1ng tin c\u1eady trong m\u1eaft c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c lo\u1ea1i h\u00ecnh cho vay kh\u00e1c.<\/p>\n\n\n\n

Giao d\u1ecbch th\u1ebb ghi n\u1ee3 kh\u00f4ng ph\u1ea3i l\u00e0 ti\u00eau ch\u00ed \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a m\u1ed9t ng\u01b0\u1eddi.<\/p>\n\n\n\n

\u2714\ufe0f Mua h\u00e0ng tr\u1ea3 g\u00f3p 0%<\/h3>\n\n\n\n

\u0110\u00e2y l\u00e0 l\u00fd do nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng. B\u1ea1n c\u00f3 th\u1ec3 mua h\u00e0ng tr\u1ea3 g\u00f3p v\u1edbi l\u00e3i su\u1ea5t 0%, n\u00f3 kh\u00e1c ho\u00e0n to\u00e0n v\u1edbi c\u00e1ch tr\u1ea3 g\u00f3p th\u00f4ng th\u01b0\u1eddng, b\u1ea1n s\u1ebd b\u1ecb t\u00ednh l\u00e3i su\u1ea5t, v\u00e0 s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 m\u1eb7t h\u00e0ng \u0111\u00f3 cao h\u01a1n h\u1eb3n so v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c c\u1ee7a n\u00f3.<\/p>\n\n<\/div>\n\n

\n\n

K\u1ebft lu\u1eadn<\/h2>\n\n\n\n

B\u00e2y gi\u1edd, b\u1ea1n \u0111\u00e3 c\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng qu\u00e1t v\u1ec1 th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng. S\u1eed d\u1ee5ng th\u1ebb n\u00e0o t\u1ed1t h\u01a1n?<\/p>\n\n\n\n

C\u00e2u tr\u1ea3 l\u1eddi l\u00e0 t\u00f9y v\u00e0o nhu c\u1ea7u hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n, d\u1ef1a v\u00e0o nh\u1eefng \u01b0u v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ec3 l\u1ef1a ch\u1ecdn s\u1eed d\u1ee5ng m\u1ed9t c\u00e1ch kh\u00f4n kh\u00e9o nh\u00e9.<\/p>\n\n\n\n

\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ea1n c\u1ea7n ti\u1ec1n m\u1eb7t \u0111\u1ec3 s\u1eed d\u1ee5ng, tuy nhi\u00ean kh\u00f4ng mu\u1ed1n m\u1ea5t ph\u00ed r\u00fat ti\u1ec1n kh\u00e1 cao c\u1ed9ng l\u00e3i su\u1ea5t, b\u1ea1n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c vay ti\u1ec1n online thay v\u00e0o \u0111\u00f3.<\/p>\n\n<\/div>","protected":false},"excerpt":{"rendered":"

B\u1ea1n th\u1eafc m\u1eafc v\u1ec1 th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng c\u00f3 nh\u1eefng \u0111i\u1ec3m gi\u1ed1ng v\u00e0 kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o? L\u00fac n\u00e0o n\u00ean s\u1eed d\u1ee5ng lo\u1ea1i th\u1ebb n\u00e0o? Nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn c\u00f2n m\u01a1 m\u00e0ng v\u1ec1 kh\u00e1i ni\u1ec7m c\u0169ng nh\u01b0 c\u00e1ch d\u00f9ng 2 lo\u1ea1i th\u1ebb n\u00e0y. C\u00f9ng nhau \u0111\u1ecdc h\u1ebft b\u00e0i vi\u1ebft n\u00e0y nh\u00e9. \u0110i\u1ec3m gi\u1ed1ng nhau […]\n","protected":false},"author":1,"featured_media":1975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[26],"acf":[],"_links":{"self":[{"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/posts\/1972"}],"collection":[{"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/comments?post=1972"}],"version-history":[{"count":3,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/posts\/1972\/revisions"}],"predecessor-version":[{"id":1992,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/posts\/1972\/revisions\/1992"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/media\/1975"}],"wp:attachment":[{"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/media?parent=1972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/categories?post=1972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tienoi.com.vn\/wp-json\/wp\/v2\/tags?post=1972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}